What we offer

1. Hospital In-patient

Contributor Only £20 - £100 per night Dependent on Plan chosen

Benefit is payable for in-patient treatment in a registered hospital anywhere in the world. Benefit is payable to the contributor and is subject to a maximum of ten weeks In-patient Benefit in any five consecutive treatment years. Subject to the Maximum Rule – See General Conditions, point 7.

2. Hospital In-patient

Contributor’s Partner £8 - £50 per night Dependent on Plan chosen

Benefit is payable for in-patient treatment in a registered hospital anywhere in the world. Benefit is payable for the contributor’s partner and is subject to a maximum of ten weeks In-patient Benefit in any five consecutive treatment years.

3. Hospital In-patient

Contributor’s Child £5 - £20 per night Dependent on Plan chosen

Benefit is payable for in-patient treatment in a registered hospital anywhere in the world. Benefit is payable for the contributor’s child only and is subject to a maximum of ten weeks In-patient Benefit in any five consecutive treatment years.

4. Hospital Out-patient

Local £6 - £25 Distant £25 - £150 (over 50 miles from our office) Dependent on Plan chosen

Benefit is payable to the contributor for attendance at a registered UK hospital only. The benefit paid per day is shown in the Plan. The maximum number of days covered by the Plan is 30 at Local rate (max) in any one treatment year i.e. £180 - £750 dependent upon plan chosen and subject to the Maximum Rule. This benefit is for consultation and/or treatment only. Maternity cases are not eligible for this benefit. Subject to the Maximum Rule – See General Conditions, point 7

5. Day Surgery

£15 - £75 Dependent on Plan chosen

Benefit is payable twice per treatment year to the contributor for a procedure in an operating theatre at a registered UK hospital. Special pink claim forms are available from the Fund’s office if required. Subject to the Maximum Rule – See General Conditions, point 7.

6. Maternity

£150 - £1,000 Dependent on Plan chosen

Benefit is payable whether the birth is at home or in hospital. Normal hospital benefit will be paid after the first five nights of hospitalisation. The benefit is payable per child per contributor. See General Conditions, points 1 and 8.

7. Personal Accident

£5,000 - £25,000 Dependent on Plan chosen

This benefit is underwritten by Chubb and is payable to the contributor only. The main rules applicable to this benefit are available from the Fund’s office, but in summary is detailed in the pdf below:

Personal Accident PDF Please note: To open this table you require Adobe PDF reader.
Please click here to download if required. If require assitance please call us on Freephone on 0800 479 8003.

8. What we offer (Professional Fees)

£70 - £220 Dependent on Plan chosen

Benefit is payable to the contributor only for half the cost of medical consultation fees up to the maximum payable in a treatment year. This does not apply to treatment. Subject to the Maximum Rule – See General Conditions, point 7

9. Optical

£75 - £400 Dependent on Plan chosen

A maximum of half the paid cost of treatment incurred in any two consecutive treatment years. Benefit, which is payable to the contributor only, is not available for charges incurred under care contract schemes.

10. Dental

£100 - £750 Dependent on Plan chosen

A maximum of half the paid cost of treatment incurred in any two consecutive treatment years. Benefit, which is payable to the contributor only, is not available for charges incurred under care contract schemes.

11. Physiotherapy

£120 - £500 Dependent on Plan chosen

A maximum of half the paid cost of treatment incurred from a qualified and registered practitioner (MCSP) is payable to the contributor only in any two consecutive treatment years.

12. Osteopathy

£100 - £350 Dependent on Plan chosen

A maximum of half the paid cost of treatment incurred from a qualified and registered practitioner is payable to the contributor only in any two consecutive treatment years.

13. Chiropractic

£100 - £350 Dependent on Plan chosen

A maximum of half the paid cost of treatment incurred from a qualified and registered practitioner is payable to the contributor only in any two consecutive treatment years.

14. Acupuncture

£80 - £200 Dependent on Plan chosen

A maximum of half the paid cost of treatment incurred from a qualified and registered practitioner is payable to the contributor only in any two consecutive treatment years.

15. Home Carer

£100 - £200 Dependent on Plan chosen

A maximum of half the paid cost of the provision of an approved Home Carer is payable to the contributor only and is based on one claim per household in any two consecutive treatment years.